Do you want to work at one of Hungary’s leading telecom operators that creates a true balance for its customers through technology? If you do, then we are looking for you. Take the first step, bring your inspiring ideas and join our supportive and creative team.
Be curious and responsible, work passionately and be open to development. Let’s reach our goals together, because at Yettel you can inspire true change while being yourself. Who are we? More than 1,800 colleagues working at nearly 100 locations across the country forming one big team and enjoying an unlimited experience. We have a lime heart and Yettel enables us to make our dreams come true.
Join Yettel Hungary as
Credit Risk Analyst,
be yourself and make a difference in the world.
As a Credit Risk Analyst, you will be responsible for understanding, monitoring, reporting and acting upon credit-risk related factors relevant to Yettel, mainly in the form of device-related instalment receivables, device-related subsidy investment, device-related deposits and downpayments telecommunication service invoices, with a view to maximizing company profitability or other strategic goals (taking calculated risk).
You will have the following responsibilities:
- Understand customer propositions and commercial processes.
- Set up, regularly run and synthesize credit risk reports, allowing decision-makers to detect, understand the reasons for, and act upon, developments.
- Define and monitor credit risk KPIs at the suitable level of detail to understand developments in the business
- Utilize segmentation analytics to search for risk concentrations and provide stress testing as necessary.
- Manage portfolio risk through the analysis of results & testing scenarios, using knowledge of markets and risk exposures to construct new scenarios and interpret results.
- Forecasting and understanding of underlying trends including external macroeconomics and others.
- Working independently as well as with other stakeholders - Actively cooperate with the Commercial division to shape customer propositions and processes (mainly related to devices), balancing risk and commercial opportunity - to implement reliable stress testing methodologies for all products.
- Improve the tools in cooperation with the controlling area used in scenario design processes.
- Collaboration with other functions such as Controlling, Consumer CVM, Risk Reporting and IT to ensure that scenarios are produced on a timely and accurate basis
- Prepare impact assessment/business cases on new initiatives or policy changes.
- Opine on, or prepare, proposals for policy/process changes.
- Look for new opportunities to improve credit risk with factors like new data and new technologies.
You are the ideal candidate for our team if you have / are:
- Minimum bachelor's degree in financial, Economics, Statistics or relevant area.
- Minimum 3+ years' experience in credit risk or financial analytics
- Be precise with strong attention to details and have a control focused mind-set.
- Have experience in interpreting and applying internal policies and guidelines.
- Demonstrate ability to prioritize and complete tasks within pre-agreed deadlines.
- Ability to interpret data and implications between them.
- Strong analytic and problem-solving mind.
- Superior MS Excel skills; other digital tools notably Power BI, MS SharePoint, Terradata is an advantage.
- At least basic SQL knowledge.
- Excellent communication and explanation skills.
- Business English.
Discover the opportunities offered by Yettel.
#FlexibleWorking: Ensuring flexible work arrangements, we all work from home on Fridays. On Tuesdays, Wednesdays, and Thursdays, we work in the close-to-nature and innovative Yettel House, and during the summer, in our Garden Office. On Mondays, depending on your projects or tasks, we have the option to work either from Yettel House or from home.
#Well-being: We provide collective life and health insurance, paternity leave, and free counseling for our colleagues in lifestyle, psychology, legal, and financial matters. Our office gym and saunas are available to employees three days a week!
#Technology: We make sure that you get familiar with the latest telecommunications and digital industry trends. Of course, you will be provided with a company smartphone & unlimited internet, and your family and friends with discounted rate.
#YettelHQ: Our HQ in Törökbálint is one of Hungary’s most state-of-the-art office buildings featuring a panorama terrace, an outdoor sports field and an alternative garden office.
Are you interested?
Please submit your application and we’ll contact you soon. For more information about the application process please visit our career page. Until then, please follow us for the best Yettel moments on Instagram and LinkedIn.
